Overview of the Cash App Referral Text Lawsuit
The Cash App referral text lawsuit addressed unsolicited referral SMS messages sent to some users. Plaintiffs argued these texts violated federal phone and privacy rules.
The case has been resolved and a settlement provides eligible people with a payment of about $147. This article explains who qualifies, how to claim, and what to expect.
Who is Eligible for the $147 Payment?
Eligibility depends on whether you received one of the referral texts covered by the lawsuit. The settlement typically covers people who got unsolicited Cash App referral SMS messages during a defined period.
Common criteria include:
- Receiving a Cash App referral text without prior consent.
- Receiving texts during the specified class period in the settlement notice.
- Being a resident of the U.S. at the time the text was received.
How to Check if You Are Included
Look for official settlement notices by email, mail, or online class action pages. The settlement administrator posts a list of covered dates and sample text messages that qualify.
If you remember the text content and date, compare it to the notice details to confirm inclusion.
How to File a Claim for the Cash App Referral Text Lawsuit
Filing a claim is usually an online process. The settlement website will host a claim form that asks for basic information and details about the text you received.
Typical steps to file a claim:
- Visit the official settlement website listed in the notice.
- Complete the claim form with your name, contact, and the mobile number that received the text.
- Provide the date of the text and any message content if asked.
- Submit a declaration or checkbox confirming the information is truthful.
Documents and Proof You May Need
Most claims require minimal proof, but having supporting information helps. Examples of acceptable proof include a screenshot of the text or your phone bill showing the incoming SMS.
If you no longer have the message, the settlement administrator may still accept a truthful declaration of receipt. Follow the instructions carefully to avoid denial.
Class action settlements often use a claims administrator to collect, verify, and distribute payments. Payment amounts are estimates and can change based on the number of valid claims.
Amount, Timing, and How Payments Are Made
The expected payment is roughly $147 per approved claim. The final amount can vary if many people file claims or if there are administration costs and attorney fees.
Payments are usually issued by check, direct deposit, PayPal, or prepaid debit card depending on the options listed on the settlement site.
Typical Payment Timeline
- Claim filing window opens for a set period (check the deadline on the site).
- Claims are reviewed and verified by the claims administrator.
- Approved claims are paid within weeks to a few months after the review period ends.
Important Deadlines and Next Steps
Deadlines are critical. If you miss the claim filing deadline, you generally cannot receive payment. Check the settlement notice immediately for the filing deadline and any opt-out or objection dates.
If you do not want to participate, the notice will explain how to opt out. Those who opt out cannot receive a payment but retain the right to pursue separate claims.
What to Do Right Now
- Find the official settlement website or notice link from reputable sources or legal notice trackers.
- Confirm whether the texts you received match the sample messages in the notice.
- Gather any screenshots or phone records that show receipt of the texts.
- File the claim online before the deadline and keep confirmation records.
Real-World Example: Claim Experience
Case study: Maria received an unsolicited referral text in 2021 inviting her to sign up for Cash App. She saved a screenshot, found the settlement notice through an email, and filed an online claim within two weeks.
Her claim was approved and she received a $147 payment by direct deposit about eight weeks after the claim window closed. Maria kept a copy of her claim confirmation and verification emails in case of follow-up.
Common Questions and Troubleshooting
Can you file if you deleted the text? Yes, many claim processes allow a sworn statement if you no longer have the message. Provide as much detail as possible.
What if you never got a notice? Settlement administrators post notices publicly. If you suspect you’re eligible but didn’t get a notice, visit the official settlement website or contact the administrator directly.
Where to Get Official Help
- Official settlement website listed in the notice.
- Settlement administrator phone and email contacts.
- Class counsel information for legal questions about the settlement terms.
Final Checklist Before You File
- Confirm the date range and message samples in the settlement notice.
- Gather any evidence such as screenshots or phone records.
- File online early and save confirmation numbers and emails.
- Watch for follow-up emails from the claims administrator and keep records of any communication.
The Cash App referral text lawsuit settlement gives eligible recipients a clear path to claim compensation. Follow the steps above, meet the deadlines, and keep documentation to make your claim as smooth as possible.
