The Cash App referral text lawsuit has been resolved and eligible people will receive about $147 each. This article explains who qualifies, how to file a claim, and what to expect after you apply.
What the Cash App referral text lawsuit was about
The lawsuit claimed Cash App sent unwanted referral or marketing text messages to consumers without proper consent. Plaintiffs argued that these texts violated telemarketing and privacy laws, including the Telephone Consumer Protection Act (TCPA).
The settlement resolves claims and creates a fund to pay eligible people a fixed amount, roughly $147, after fees and administrative costs are taken out.
Who is eligible for the $147 compensation
Eligibility depends on whether you received the unwanted referral text during the settlement period and meet other class criteria. Typical eligibility rules include being a U.S. resident and having received specified Cash App referral or promotional texts between set dates.
Exact dates and message types are listed in the settlement notice and on the claims administrator website. Check those details before proceeding.
Common eligibility scenarios
- You received a Cash App referral or promotional text you did not consent to.
- Your phone number received multiple referral texts from Cash App during the covered period.
- You are a U.S. resident and the message was sent to a U.S. phone number.
How to file a claim for the Cash App referral text settlement
Filing a claim is usually straightforward. The settlement administrator runs a claims portal where you enter basic information and attest to receiving the messages.
Follow these steps to file a claim:
- Locate the official settlement website or claims portal. The URL is provided in the settlement notice and court documents.
- Gather information: your full name, phone number that received the text, and approximate dates of the messages.
- Complete the online claim form and attest that you received the messages. Provide any requested supporting info.
- Submit your claim before the deadline. Print or save a copy of your confirmation for your records.
Claim deadline and important dates
Settlement deadlines vary. The notice will show the final date to file a claim, the date objections had to be filed, and the final approval hearing. Missing the claim deadline usually means you cannot receive compensation.
Check the settlement administrator page and the court notice to confirm exact dates and any required documentation.
What to expect after you file a claim
After you submit a claim, the administrator reviews it for completeness and eligibility. This review can take weeks to months depending on the number of claims.
If your claim is approved, the administrator issues payments according to the settlement plan. Payments may be checks, prepaid cards, or electronic deposits.
Timeline and distribution
- Initial processing: 2–6 weeks for basic verification.
- Full review and approval: several months if there are many claims or disputes.
- Distribution: after final approval and any appeals are resolved.
How the $147 compensation amount was determined
The $147 figure is an approximate per-person payment calculated from the settlement fund after attorney fees, administration costs, and any forced reductions. Actual payment amounts may vary slightly depending on the final number of approved claims.
The settlement fund is fixed, so if more people file valid claims than estimated, the per-person payment can drop slightly. Conversely, fewer claims can increase the payment up to the announced amount.
Taxes and reporting
Settlement payments for statutory privacy and TCPA claims are typically considered non-taxable for most recipients, but tax treatment can vary. Consult a tax advisor if you have questions about your personal tax situation.
Many TCPA settlements include a fixed per-person payment and possible injunctive relief that changes how companies send future marketing texts.
Case study: Small real-world example
Maria received three Cash App referral texts in 2022 that she did not request. She checked the settlement notice, filed a claim online within 10 minutes, and uploaded her phone number and a brief statement.
Six months later her claim was approved and she received a mailed check for $147. The process required minimal documentation and no legal representation.
Tips to protect yourself from unwanted referral texts
- Register your number on the Do Not Call lists and use your phone’s spam blockers.
- Carefully review app permissions and opt out of promotional texts when possible.
- Keep records of unwanted messages (screenshots or message logs) in case you need to support a claim.
Where to find more information and help
Use the official settlement administrator website listed in the class notice and the court docket for authoritative details. Avoid third-party sites asking for payment to file a claim.
If you have questions about the claim process or deadlines, contact the settlement administrator directly. For legal questions about eligibility or rights, consider consulting a consumer attorney.
Following these steps will help you determine if you qualify and how to get your share of the settlement. Act before the deadline and keep a copy of your claim confirmation for your records.
